Here are some general prices for typical lift systems:


  • New straight indoor lift - $3,000 to $5,000

  • Used, refurbished straight stair lift - $1,500 to $4,000 (price will be dependent on whether or not it is installed for you)

  • Custom curved stairlift - $5,000 to over $15,000 (huge variation in price because of customization, installation and luxury features)

  • Outdoor stair lift - $1,500 to $5,000 ( wide range of prices due to customization that is usually required, professional installation and whether or not it is a straight or curved lift design)

How can you pay for a stairway lift?

Paying for a new or used stair lift is certainly possible for most people, if you know your financing options. This applies also to those who are on fixed incomes or those who are on government disability. If you really need to get a lift system for your home, there is usually always a way.

Here are some of your best financing options.

Stair lift company

Some stairlift companies may offer financing options, but you need to check
with each company about any financing plans they may offer as compared to
other loan options.

Many do not offer financing, but can direct you toward lenders that some of
their clients have used.

Bank loans

There is a variety of loans that homeowners can qualify for from their local bank or loan agency. Loans such as personal loans, reverse mortgages, and home improvement loans may be a good option. Simply call your bank and inquire about any loans that they suggest for your situation. You can also get more information from the HUD counseling agency about reverse mortgages.

Private or company health insurance

Did you know that some insurance policies cover part of the cost of stair lifts? Be sure to check with your provider or company policy representative to see if you qualify for coverage.

Federal government programs

Depending on your financial situation and health issues, you may qualify for assistance through some of the federally funded government programs for disability.

Mobility aids such as walkers, wheelchairs, home adaptive devices and stair lifts for seniors or the disabled, are sometimes provided for those who are qualified.

The Veteran's Administration and Federal Housing Administration are good sources to contact for information about how to get help for installing a home stair lift.

Local area service clubs and agencies

Check out your local area service clubs that help those in need. your local American Legion chapter, Lion's Club, and other community clubs can be quite helpful.

You can also contact your local Agency on Aging that may be able to secure funds for you through the federal Older Americans Act Title III that helps to install stair lifts for local seniors.

Tax Deductions

In some cases, the IRS will allow qualified consumers to write off the entire cost of a stair lift installation if it is proven to raise the value of their home and is prescribed by your doctor as a medical necessity for living at home. Be sure to explore this important option that may help to defray your stair lift cost.







For More Information:

Stair Lift Cost
Stair Lift Cost and
Best Financing Options

Stair lift cost is the main deterrent for many families who would like to purchase a stairway lift for their multi-level home, but just don't think they can afford the price. It's true that this particular home mobility aid can run into thousands of dollars.

There are, however, many types of chair lift
systems, as well as price variations. There are
also many ways that you can pay for it, so don't
lose hope about having an elevator lift installed
in your home.

How much does a stair lift cost?

There are wild variations in price when it comes to this particular type of mobility equipment, depending on what type you choose, whether it is new or not, and whether it is a do-it-yourself model.

Fortunately, the prices for many stairlifts have not trended upward in recent years due to the increased competition on the market, the increased ability to purchase used stair lifts and the fact that more and more people are choosing DIY stair lifts for even more savings.

Generally speaking, an inexpensive do it yourself stair lift can cost under $2,000, which includes guarantees, warranties and return policies from any reputable stair lift company.

You can also purchase a deluxe, luxury home stair lift system that can cost over $15,000 installed. So, you can see that there is a huge price gap among the various chair lift systems.

Keep in mind that there are so many variables that affect the final price of any model in which you are interested. Length of stair case, options, features, and location (indoor or outdoor stair lift) of installation are calculated into the price.
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